SME Loan Officer

Job Summary

• The SME Loan Officer will drive SME lending activities, with a focus on vehicle-based financing, from customer acquisition and credit assessment to loan disbursement and repayment monitoring.

Responsibilities

• Identify and engage SMEs/Individuals seeking vehicle-based financing and assess their funding needs.
• Evaluate loan applications, financial information, cash flows, and repayment capacity to support credit decisions.
• Manage the loan process from application and documentation through approval, disbursement, and repayment monitoring.
• Build and maintain strong relationships with SME customers while ensuring timely loan repayments and portfolio quality.

Requirements

• Bachelor’s Degree or HND in Finance, Accounting, Economics, Business Administration, or a related field.
• 2–5 years experience in SME lending, commercial lending, or credit, with hands-on experience in vehicle-based lending.
• Strong understanding of credit assessment, loan structuring, collateral evaluation, and repayment monitoring.
• Proven ability to acquire and manage SME customers while meeting lending and portfolio targets.