ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in CALABAR CROSS RIVER STATE.
CALABAR
- MAYNE AVENUE
- AFOKANG
- MBUKPA
- ETA AGBOR
- UWANSE
- MOUNT ZION
Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
- Review loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyse risks and approve or reject loan requests
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
- Daily & weekly repayment collection
REQUIREMENTS AND SKILLS
- Proven work experience as a Credit Officer, Loan Officer or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Excellent communication and interpersonal skills
- Customer service experience
- NCE/OND/HND/BSc in Banking and Finance, Economics, or related field
BENEFITS:
- Starting Salary: 112,000
- Monthly incentive
- Pension
- Bi-annual Profit Sharing
- HMO
- Flexible working hour 11am – 6pm
- Yearly appraisal
- Salary review based on performance
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